Find Your Ford.

Lincoln Navigator
$69,400 starting | 19 est. mpg
Lincoln MKX
$38,305 starting | 26 est. mpg
Lincoln MKC
$40,760 starting | 28 est. mpg
Lincoln MKT
$56,555 starting | 21 est. mpg
Lincoln Continental
$60,805 starting | 25 est. mpg
$39,920 starting | 38 est. mpg
Super Duty
#38,425 starting | est. mpg
Ford F-150
$25,720 starting | 25 est. mpg
Ford Flex
$27,300 starting | 23 est. mpg
Ford Expedition
$59,325 starting | 20 est. mpg
Ford Explorer
$29,300 starting | 24 est. mpg
Ford Escape
$18,983 starting | 29 est. mpg
Ford Edge
$27,120 starting | 29 est. mpg
Ford Taurus
$25,370 starting | 27 est. mpg
Ford Mustang
$24,880 starting | 27 est. mpg
Ford Fusion
$19,845 starting | 32 est. mpg
Ford Focus
$15,900 starting | 34 est. mpg
Ford Fiesta
$13,835 starting | 35 est. mpg


Welcome to Beau Townsend Ford Lincoln Automotive Finance Center!

With so many new and used cars to look through at our Vandalia, OH Ford dealership serving Dayton, Fairborn, Troy and Englewood, you’ll also want to keep your leasing or financing options on your mind. With the right kind of financing, you can comfortably fit whatever new Ford you have your eyes set within your budget, and you can find ways to upgrade to a higher trim level with more features. We’ll take you through every step of the financing process, and help you make the best decision. Head on over to 1020 W. National Rd, Vandalia, OH today and get started on your next new Ford or used car lease or loan.

Whether you’ve found the new Ford Fusion, Escape or F-150 that suits your style and needs, or any of our used cars, you’ll need the proper kind of financing. We’ll go over your lease or loan options when you’ve found the specific car you want, or you can check out our available new Ford specials that are associated with certain kinds of financing. Either way, we’ll be able to help you pay for your next car in the way that makes the most sense for you.

Beyond the great deals we offer on our new Ford models and used cars, we also provide guaranteed credit approval here in Vandalia. With our financial professionals, you can get approved for credit with a few steps, even if you’re worried your credit won’t be good enough. Come in and talk with us, fill out our credit application to get started, and we’ll help you find the lease or loan that makes the most sense for you.

Go over your financing options and head over to Beau Townsend Ford Lincoln today and we’ll help you out. Got any questions? Scroll down to read our Top 10 Auto Loan FAQs.

Top 10 Auto Loan Questions

Do I have to finance with Ford Credit?

Ford Credit is a good option for financing or leasing your next vehicle, but Beau Townsend Ford Lincoln has numerous other banks and credit unions (Wright-Patt, Day Air, Capital One, Fifth Third, Huntington, AmeriCredit, PNC, Universal One, River Valley, General Electric, Wells Fargo, Code, Ally, and many others) available that we shop to help you receive the best financing options available on your next vehicle purchase.

Do I need a down payment?

Most of our customers buy or lease with no money down. While having a down payment can help lower your monthly payment and create less risk for the lender, it is often not required.

Is my first payment due right away?

First payments dates are usually due 30 – 45 days from the date of purchase. We have the ability to push them out as far as 90 days to first payment with bank approval.

Is there a pre-payment penalty if I pay my loan off early?

Your vehicle loan is simple interest with no pre-payment penalty. This means you only pay interest for the term the loan is actually open and not the term the loan was initially set up for if paid off early.

Will I need a co-signer to get a loan if I don’t have much credit?

Not necessarily. A co-signer may make it easier to obtain vehicle financing but we have several programs, including First Time Buyer and College Student Purchase Programs, to help those with good jobs and no co-signers available.

Can I get pre-approved on a vehicle loan ahead of time so I know what I can buy?

Absolutely. Many people are afraid of possibly being denied financing. Beau Townsend Ford Lincoln can help out by getting you pre-approved and helping you find the vehicle that will fit your needs and payment. Here’s a link to start the process. It only takes a minute or two.

Will my credit score drop when I apply for an auto loan?

Credit scores are not typically affected by multiple inquiries from auto lenders within a short period of time. These are usually treated as a single inquiry and will have little impact on the credit score.

Can I get an auto loan even though I recently filed Bankruptcy?

Yes. Beau Townsend Ford Lincoln has several banks that specialize in auto loans for people who have had recent blemishes on their credit report, including bankruptcy, slow pay, divorce, and even repossessions. In many cases, you can buy a vehicle with little or no money down.

Can I get an auto loan even though I recently went thru a loan modification on my mortgage?

Many people have been thru loan modifications on their mortgages over the past few years. Our lenders realize this has become a fairly common practice and now make exceptions for these instances. Generally, a loan modification by itself will not prevent you from receiving a vehicle loan.

I am currently in a Chapter 13 Bankruptcy. Can I get a car loan?

Beau Townsend Ford Lincoln has lenders available specifically for people who need to purchase a vehicle while currently in a Chapter 13 Bankruptcy. Our finance team will let you know if you need to receive approval from the bankruptcy court to take on the new debt.
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1020 W. National Rd • Vandalia, OH 45377

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Today's Hours:

Open Today! Sales: 9am-8pm

Open Today! Service: 7:30am-6pm

Open Today! Parts: 7:30am-6pm

Beau Townsend Ford Lincoln

1020 W. National Rd Vandalia, OH
Phone: 937-898-5841


Phone: 937-898-4443


Phone: 937-898-5841


Phone: 937-898-9686

39.8884402 -84.2170461